BCR has an excellent operating profit improvement of 32.1% in 2009 in an extremely difficult economic environment

I. FINANCIAL Highlights FOR THE BCR GROUP1:

Excellent operating result improvement based on continued revenue generation and cost control

Operating result strongly increased by 32.1% (or RON 792.5 million) on YE 2008 to RON 3,261.5
million (EUR 772.0 million) based on continued revenue generation and appropriate cost control. The
excellent improvement was mainly driven by the operating income strong growth (up by RON 757.7
million or 18% YOY) combined with the operating expenses moderate decrease (down by RON 34.8
million or 2% YOY) in the context of RON depreciation (14.4% average rate devaluation against
EUR).